Friday, April 3, 2009

Earn Gifts and Prizes for Searching with Google and Ask

The hottest search engine craze is SwagBucks, which offers search and win for members.

What exactly is SwagBucks? SwagBucks is an online search and win portal where you can earn digital dollars called Swag Bucks, which can be redeemed for great merchandise, gift cards and contest entries.

How can I earn Swag Bucks? Invite friends and you could earn up to the 1st 100 points they earn. Look for and redeem Swag Codes. Trade in a cell phone or video game. Submit a poll idea. Send a YouTube video of you opening your swag prizes. Shopping at the Swag Store. Earning opportunities through Facebook and Twitter.

What can I get with my Swag Bucks? Gift cards, musical instruments, movie and tv collectibles, Star Wars collectibles, Puma gear, sports trading cards, comic books, electronics, Swag gear, vintage collectibles, video games and consoles, music and band merchandise, music prints, books and more.

It's easy to earn and easy to redeem your SwagBucks. Prizes by mail come quickly and electronic gift cards arrive in your account within days of redemption. Join Swag Bucks today!


Search & Win

Thursday, April 2, 2009

How to Keep More Cash in Your Pocket!

We've been blogging about ways to cut expenses, save money, reduce your spending and ways to be more frugal and have some more suggestions that your could incorporate into your life. You can never cut your expenses too much!
  1. Quit playing the lottery! You may as well put your money into a fireplace and light it up! The odds of hitting it BIG are slim. You could use this opportunity to make a lottery fund and instead of buying the tickets you normally would, put the money away. After a while you HAVE won the lottery; a personal goals lottery plus you'll have some cash set aside too!
  2. Make sure that you are getting ALL of the tax credits which you are entitled to. An accountant can help you to determine what tax credits you may be eligible for. There's credits for disabled persons, people with children, moving credits and many more. If you qualify for a credit it could easily offset the cost of paying for the accountant's advice.
  3. Get a NO FEE chequing account with PC Financial. I generate very few dollars each month in fees for my checquing account at a mere $4.00 through RBC but some of my friends pay as much as $10-$20 per month with all fees combined. So signing up for PC Financial's NO COST chequing account could save you somewhere is the range of $48 to $240 per year.
  4. When searching for a job, look for employers who offer not only a benefit plan but ones offering a pension plan too! This is a great way to start a base savings for retirement. Remember, you will also need to continue with your own retirement savings program to ensure a comfortable old age.
  5. Make certain that your utility and other monthly bills are paid on time each and every month. The interest charges add up quickly and once you fall into a pattern of paying late it's harder to revert back causing you extra fees each month.
  6. If you celebrate Christmas, buy an artificial tree to save the recurring costs of buying a fresh Christmas tree each year. The best time to buy is at the end of the season to take advantage of ticket price slashes for out of season items.
  7. If you have kids, ask if they are entitled to a discount when you are out at restaurants and other entertainament venues. Many places offer discounts to kids under a certain age.
  8. If you are mature adult or senior, you could be entitled to senior discounts at a number of places you already deal with. Check with your bank, insurance company, restaurants you eat at, entertainment venues and any other place you may spend money.
  9. Take advantage of the various FREE entertainment available. Concerts and music events, Easter Egg Hunts, Museums, swimming, skating, guided walking tours, historic sites, movie screenings, bridal shows, library events and much more.
  10. Plan for and pre-pay your funeral and cremation expenses. I know, I didn't suggest burial because it is more costly and will require regular maintenance costs to upkeep a grave site. Cremation will save you and/or your loved ones money all the way around. Pre-paying can significantly reduce the costs if you buy while you are financialy stable and when a contract is drawn up with a reputable funeral home stipulating that no additional costs will ever be incurred.

Are you already incorporating any of these ideas in your life right now? Do you have any suggestions to help reduce expenses and keep the money in your own pocket? Please leave your comments, we would like to hear how you cut corners and save your hard earned bucks!

Monday, March 30, 2009

FREE Online Video Lectures from TOP SCHOLARS

Academic Earth is an organization founded with the goal of giving everyone on earth access to a world class education.

You'll find lectures from the World's top scholars from the following educational institutions:

Berkeley
Princeton
Harvard
Yale
Stanford
MIT

Lecture subjects include:

Astronomy
Biology
Chemistry
Computer Science
Economics
Engineering
English
Entrepreneurship
History
Law
Mathematics
Medicine
Philosophy
Physics
Political Science
Psychology
Religion

http://www.academicearth.org/

Posted to the Freebies Deals And Rewards freebies forum by sunchaser.

Free Online Magazines

Find a variety of magazines that available for free online in digital format. Here's a partial list that can be found at the link below:

Sesame Street Parenting Magazine
Kidzine Magazine
Pregnancy Magazine
Relix The Magazine For Music
Moments To Memories
Living Well Journal
Layers – The How-To Magazine for Everything Adobe
Bass Man Magazine
Woodworking Magazine
Time Magazine
Green Business Magazine
Access Magazine

Plus you'll find online magazines for lawyers, security, law students, truckers, immigrants, environment, electronics and more... For more details on how to get these FREE digital magazines, visit the link below.

http://www.freebiesdealsandrewards.com/forum/showthread.php?t=2265

Sunday, March 29, 2009

More Ways to Help You Cut Your Expenses and Put Money Back Into Your Pocket!

Here's more money-saving tips to help you find hidden cash when it's needed most. Don't let hard times bring you down, implement some practical tips to help carry you through financially difficult times.
  1. Don't go shopping with friends who overspend or generally spend more that you do, as it may influence you to spend more than you intended to.
  2. If you have kids, when travelling choose hotels and resorts which offer free stays for children. As well as restaurants which offer free meals to kids under a set age. These strategies can significantly reduce the total cost of your trip.
  3. If you have pets, bathe and groom them yourself. You know how to do it for yourself, so do it for your pets and save yourself a bundle of money.
  4. Control and monitor your daily spending habits. Put yourself on a weekly allowance and stick to it. If you are reaching your limit often, check your recipts and see what spending habits you can eliminate.
  5. You can save hundreds of dollars by raising your insurance deductibles for automobile, tenant or homeowner's insurance policies.
  6. Scrutinize all store receipts and all incoming bills to ensure accuracry. Mistakes do happen and can be fixed if found promptly.
  7. Take advantage of the 'Pay What You Want' restaurants popping up in Canada.
  8. If you enjoy reading magazines but find they are too expensive to subscribe to then start magazine sharing in your community to swap with others. Another option is to read free online versions of magazines.
  9. Instead of going to the movies or renting them check your local library for DVD movies. Why pay when you can borrow it for free?
  10. If you are a senior, ask the places where you spend money if they offer a discount. Check your bank, insurance companies, pharmacy, restaurants, malls, cinemas, recreation centres or other places you make purchases from.

Please leave a comment with your suggestions for lowering expenses, I'd like to hear your ideas and tips!

Birthday Freebies - Free Stuff and Free With Purchase Offers for your Birthday!

Looking for a freebie on your birthday; perhaps a drink or a meal, cake or dessert, beauty products, free admission to events, gift certificates, discounts and more.... Find a variety of birthday freebies for Canadians at Freebies Deals And Rewards.

Restaurants, Cafes, Pubs and Bakeries

The Cheescake Cafe - AB
Pajos Fish and Chips - BC
Quincy Marie's Urban Lounge - AB
The Whiskey Bar & Grill - ON
Nina's Bistro - ON
BotaniCa Restaurant - SK
Chalkers Pub - ON
Lake Simcoe Arms - ON
One99 Restaurant - ON
Commensal - ON
Montana's Cookhouse
Medieval Times -ON
The University Club - Queens U
Niblick Pub Club - ON
Jack Astors
Woodbine Entertainment Restaurants - ON
Shots Sports Tap N Grill - ON
Chardonnay Restaurant at Delta Hotel - ON
Casino Nova Scotia Restaurant - NS
Bb33 Bistro + Brasserie - ON
Perkins Restaurant
Buds on the Bay - ON
Armine's Family Restaurant - NB
The Sawmill - AB
Mavericks Steakhouse - NB
Ruth's Chris Steakhouse - ON
Crocus & Ivy - SK
Williams Coffee Pub - ON
The Ice Creamery - ON
Biagios - ON
Giorgio D. Ristorante - ON
Cosmos Greek Tavern - AB
Fleetwood Arms - BC
Quiznos Submarine
The Boathouse Restaurant - BC
Thrifty's Foods - BC
Boomerang's Steakhouse and Bar - NS
Boston Pizza
Tony Roma's
Red Robin
Old Spaghetti Factory
Baskin Robbins
Pizza Pizza
Dairy Queen
Red Lobster
Denny's - SK, AB, BC


Amusement

Atlantis Waterslides - BC
Rumour's Comedy Club - MB
Laugh Resort - ON
The Comic Strip - AB
Yuk Yuk's - ON and NS
Great Canadian Casinos - BC
Western Film - ON
River Rock Casino - BC


Beauty Products

Sephora
Aveda


Clothing

RW & Co.
Ricki's
The Dry Cleaner - ON, PEI, QC, NS, NB


Miscellaneous

Lumbermart - NS
Party Packagers

Check out the details of the above offers at Freebies Deals And Rewards, Birthday Freebies Forum.

EXPIRED...Try Me FREE - Pledge Multi Surface Cleaner


Try the new Pledge Multi-Surface Cleaner for FREE!. Request your FPC (free product coupon) from Save.ca and have it within a few days, mailed directly to your house!
There's many coupons offered at Save.ca and can be found at the Freebies Deals And Rewards Coupons forum.

More tips for cutting your expenses and saving your money

There's a vast array of innovative and conventional ways of saving money and reducing your expenses. I'll continue to share ideas and tips that I have over the next week or so. I would like to hear what you think of these ideas, plus any tips that you may have.
  1. Know your prices and watch your purchases being scanned. If the price scans higher than the marked price, take advantage of SCOP if it applies to the store you are shopping at. (More info on SCOP - Scanning Code of Practice - If the scanned price of a non-price ticketed item is higher than the shelf price or any other displayed price, the customer is entitled to receive the first item free, up to a $10 maximum).
  2. Coupons are a great way to save money, but smart shoppers know that you can often get the same item for cheaper without a coupon if you buy generic brands. Always check the prices of competing brands to see if you can beat the couponed price.
  3. Make your own baby food. Prepackaged baby foods are certainly convenient but not without cost. Learn more about making baby foods from Wholesome Baby Food and save some of your hard earned money.
  4. Send away for manufacturer rebates; except when the cost of postage outweighs the rebate savings.
  5. Buy clothing at consignment shops. You can get designer and brand name clothing at a fraction of the MSRP (manufacturer's suggested retail price). Often clothing found at consignments shops are still new with tags. Alternatively, you could take advantage of consignment shops by offering clothing items that you don't wear to them to sell. Perhaps you could make some extra dollars and lighten your closet load at the same time!
  6. Sign up for the mailing lists of the stores where you shop. They will send you advance information of sales and special promotions. If they do not have an online site, ask the cashier of your favourite stores.
  7. Replace a broken or lost button promptly. It just takes one lost button to put a piece of clothing out of commission. Which in turn could lead to spending money that you cannot afford. All you need is a small touch up sewing kit for button repairs.
  8. Make a list and stick to it when shopping. Resist the temptation to impulse buy. A list will allow you to pick up the items you need systematically and help you avoid the aimless wandering around the store looking at everything they have to offer.
  9. If you enjoy burning candles, an easy trick to make them last longer and cost you less over the long-run is to freeze them before burning.
  10. Bank your savings! When you buy something on sale, use a cents off coupon or a free product coupon; take the money you saved and bank it! Take advantage of a tax-free savings account (TFSA) to maximize and shelter your savings from tax.

NOTE: Scanning Code of Practice is voluntary and has over 5,000 retailers across Canada participating in the Scanner Price Accuracy Voluntary Code endorsed by the Competition Bureau.

PLUS...don't forget to check out the first 10 cost cutting suggestions.

EXPIRED...Tim Hortons Chicken Wrap Snacker, Buy 1 Get 1 Free on April 1

On Wednesday April 1 between 11:30am and 2pm, buy a Tim Hortons Chicken Wrap Snacker and get a second one free.



At participating Canadian stores. While supplies last.

Source: http://www.freebiesdealsandrewards.com/forum/showthread.php?t=4377

Points & Prizes - She Knows - Earn prizes for entering point codes


Points & Prizes is a fun site to collect points and redeem your points for prizes! You can redeem for prizes such as: DVD's CD's, clothing, gift cards, books, calendars, planners, beauty products, electronic items, magazines, baby stuff and much more...

How do you get points? Points & Prizes Keywords are listed on partner websites in sidebars and other places.

Other ways to get points
  • Sign up for She Knows newsletters and look for keywords in the emails.
  • Enter a contest
  • Refer a friend
  • Discover more keywords in message board discussions
  • Search the comments on She Knows Photo Zone for more hidden keywords

How do you turn points into prizes?

The Prize Box is a virtual store filled with prizes. Instead of using money, you use the free points you have earned to purchase items! Items are available on a first-come, first-served basis. Point prices include shipping within the US (including AFO/FPO) and Canada.

Joining Points & Prizes

Would you like a referral? Send me a comment with your email address (don't worry it won't be displayed on the blog) and I'll send you a referral sign up link.

Join Points and Prizes Now - Signup for She Knows Newsletters Here

SwagBucks Swidget