- Don't go shopping with friends who overspend or generally spend more that you do, as it may influence you to spend more than you intended to.
- If you have kids, when travelling choose hotels and resorts which offer free stays for children. As well as restaurants which offer free meals to kids under a set age. These strategies can significantly reduce the total cost of your trip.
- If you have pets, bathe and groom them yourself. You know how to do it for yourself, so do it for your pets and save yourself a bundle of money.
- Control and monitor your daily spending habits. Put yourself on a weekly allowance and stick to it. If you are reaching your limit often, check your recipts and see what spending habits you can eliminate.
- You can save hundreds of dollars by raising your insurance deductibles for automobile, tenant or homeowner's insurance policies.
- Scrutinize all store receipts and all incoming bills to ensure accuracry. Mistakes do happen and can be fixed if found promptly.
- Take advantage of the 'Pay What You Want' restaurants popping up in Canada.
- If you enjoy reading magazines but find they are too expensive to subscribe to then start magazine sharing in your community to swap with others. Another option is to read free online versions of magazines.
- Instead of going to the movies or renting them check your local library for DVD movies. Why pay when you can borrow it for free?
- If you are a senior, ask the places where you spend money if they offer a discount. Check your bank, insurance companies, pharmacy, restaurants, malls, cinemas, recreation centres or other places you make purchases from.
Please leave a comment with your suggestions for lowering expenses, I'd like to hear your ideas and tips!
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